Terms & Conditions for Double Cashback Offer (Revised)

This document outlines two offers: the New Member Double Cashback Bonus (initial 7 days) and the Quarterly Double Cashback Bonus (ongoing loyalty reward).

I. New Member Double Cashback Bonus (Initial 7 Days)

The double cashback offer applies to all purchases where the purchase date (as shown on your Account dashboard) falls within the first seven (7) calendar days of signing up to your Grow My Money Account ("Account").

• The cashback earned will be the standard advertised rate doubled.
  • Example: If a retailer's standard rate is 5% cashback, you will earn 10% cashback.
• The maximum accumulated bonus cashback (the extra 100% component) is capped at $25. Once this limit is reached, all subsequent purchases within the 7-day period will revert to the standard cashback rate.
• To unlock eligibility for the Quarterly Double Cashback Bonus (see Section II), your first shop through Grow My Money must occur within these initial seven (7) days.

II. Quarterly Double Cashback Bonus (Ongoing Loyalty Reward)

This ongoing loyalty bonus is available to:

1. New Members: Who successfully make their first shop within the first seven (7) days of joining.
2. Existing Members: All current members as of December 31, 2025, are automatically eligible to participate from the Q2 2026 period onward.
3. Eligibility: To qualify for the Quarterly Double Cashback Bonus in any given quarter, you must have earned an accumulated $50 of cashback (at the standard rate, excluding any previous bonus amounts) that has been successfully tracked and confirmed (Pending/Processed status) in your Account dashboard during the immediately preceding calendar quarter. Note for Existing Members: For the Q2 2026 bonus, eligibility will be based on the $50 accumulated cashback earned during Q1 2026 (January 1, 2026 - March 31 2026).
4. Bonus Period: If eligible, you will receive Double Cashback on all purchases made during the first seven (7) days of the new calendar quarter.
5. Maximum Reward: The maximum accumulated bonus cashback (the extra 100% component) for the Quarterly Bonus is capped at $25 per qualifying quarter.

III. General Terms for Both Offers

• The total cashback earned (standard rate + bonus) will be added to your Account dashboard as "Pending" within 48 hours of the purchase date.
• Once your cashback shows as "Pending/Processed" on your Account dashboard and the total amount is confirmed by the retailer, your accumulated cashback will be paid into your nominated mortgage, superannuation, or savings account in the next monthly payment cycle.
• Any purchases that are rejected by the retailer as invalid transactions, or where items have been returned, will not count towards the total accumulated cashback balance for payment or for the $50 quarterly eligibility threshold.

Disclaimer: We’re constantly evolving, and so are our policies. We reserve the right to update these terms at any time without advance notice. We recommend checking this page occasionally to stay informed. By continuing to use our site, you agree to the most current version of these terms.