Earn more cashback with the Grow My Money cashback app

Grow My Money is a cashback app designed to help you pay down your mortgage or grow your superannuation. The cashback can be used to offset your mortgage repayments or contribute to your super fund. With Grow My Money, you can earn cashback on your daily purchases and watch your money grow over time. It's a convenient and easy way to make your money work harder for you. The app is available on both Apple Store and Google Play, making it easy for you to manage your financial goals and earn cashback rewards from shopping at participating retailers. Grow My Money is proud to be Australia's first cashback into mortgage provider, as noted on The Today Show.

Why download the Grow My Money (GMM) cashback app?

Here are five great reasons to download the GMM cashback app.

We’re free to join - and always will be

Joining and using GMM is completely free for our shoppers, with no fees or costs for signing up

Access 1000+ brands and retailers

At GMM, we offer our shoppers access to over 1000 brands and retailers. You can shop using our website, app, in-store, browser extension, or a linked card. Whatever your shopping preferences, GMM has you covered.

We pay into all compatible accounts

We understand that everyone has different banking and superannuation preferences. That's why GMM is compatible with all accounts. We pay into all compatible Australian mortgage providers, super funds and SMSFs, ensuring that your cashback is deposited where you want it.

Building better financial well-being

At GMM, we believe in helping our shoppers build better financial well-being. We want our shoppers to feel empowered and in control of their financial future.

The GMM cashback app helps you earn in-store

All you have to do is link your Visa or Mastercard credit or debit card to the app and use it when you shop at a participating in-store retailer. Read more about our in-store program.

How much cashback can I earn?

Cashback amounts vary depending on each retailer; some may offer a percentage reward, while others may give you a set dollar amount. This incentivises users to shop smartly and save money while still getting what they need. The average cashback offered by the participating Grow My Money retailers is over 7% across both in-store and online spend.

Grow My Money participating retailers

Grow My Money offers over 500 of Australia’s leading online retailers, covering key categories of groceries, fashion, travel, beauty, electronic goods, beauty, and so many more. Key online brands among the line-up include Apple, Myer, Big W, eBay, THE ICONIC, The Good Guys, Adore Beauty, Booktopia and Appliances Online.

In addition to its online offering, Grow My Money enables shoppers to earn cashback towards paying down their mortgage or growing their super balance when they shop at over 800 in-store retailers, representing 1500 physical stores nationally. With cashback offers of up to 15%, key everyday brands in the in-store offering include Pizza Hut, Salt Meats Cheese, Pablo & Rusty’s and various pharmacies, while popular home and fashion retailers include General Pants, 1001 Optical and Glue Store. The list of participating retailers is growing constantly, but you can start by finding those closest to you here.

Let's get started:

To get started with the Grow My Money cashback app simply:

Step 1: Download the Grow My Money cashback app from Apple Store or Google Play

Step 2: Link your credit or debit card to your GMM account to receive cashback when you buy in-store or online at participating retailers.

Step 3: Access your favourite retailers and earn cashback rewards when you purchase at our 1000+ participating retailers.

Step 4: Watch your rewards grow by viewing purchases in your GMM account and watching your rewards multiply over time.

It's that simple! With GMM, you can turn your everyday purchases into extra cash. Plus, the app is completely free to download and use.

The Grow My Money cashback app provides a more rewarding and seamless shopping experience while helping you save money to achieve your financial goals. So what are you waiting for? Download the cashback app from Google Play or Apple Store and start paying down your mortgage or growing your super balance today.