Grow My Money Articles

The holiday season doesn't have to be just about spending; it can be an opportunity to grow your financial future by earning cashback that goes directly to your superannuation, mortgage, or savings account. From buying presents at The Iconic and Target, securing travel bookings through Flight Centre and Expedia, and stocking up on holiday groceries with up to 3.75% cashback at Woolworths, to planning New Year's resolutions with deals at Planet Fitness, and preparing for the back-to-school rush with Shoes & Sox and Clarks, Grow My Money helps you turn your essential holiday expenses into effortless long-term growth.

Refinancing can potentially reduce your interest rate, which in turn lowers your repayments. Lower repayments can make it easier to pay off the loan more rapidly, save money, and manage a budget. You could also be eligible for a cashback from Aussie Home Loans, which can be used for your new mortgage, superannuation, or savings account.

At Grow My Money Cashback, we’re helping Australians turn everyday travel bookings into long-term financial wins.

A recent Finder survey of 1,017 Australians reveals a concerning gap in retirement readiness, with 20%—equating to 4.3 million people—admitting they won’t have enough money in superannuation or investments to sustain themselves in retirement. While ASFA recommends $595,000 for singles and $690,000 for couples for a comfortable retirement, the average super balance sits at $172,835, with a median of just $60,037, according to ATO data. An additional 20% of respondents expect to scrape by, but only with significant spending cuts, and 10% say their super is lacking but they’ll rely on other investments. Alarmingly, over a quarter (27%) are unsure if they’ll have enough at all.

At Grow My Money Cashback, we’re helping Australians turn everyday travel bookings into long-term financial wins.

At Grow My Money, we’ve always believed that financial empowerment should be simple, accessible — and unapologetically ambitious. So when our founder Pascale Helyar-Moray OAM launched a new podcast with Finder, it wasn’t just another content drop. It was a full-circle moment. One that started with a simple question: What if women dared to think bigger about money?

A recent Finder survey of 1,017 Australians reveals a concerning gap in retirement readiness, with 20%—equating to 4.3 million people—admitting they won’t have enough money in superannuation or investments to sustain themselves in retirement. While ASFA recommends $595,000 for singles and $690,000 for couples for a comfortable retirement, the average super balance sits at $172,835, with a median of just $60,037, according to ATO data. An additional 20% of respondents expect to scrape by, but only with significant spending cuts, and 10% say their super is lacking but they’ll rely on other investments. Alarmingly, over a quarter (27%) are unsure if they’ll have enough at all.

As the end of the financial year (EOFY) approaches, it's an excellent time to consider smart strategies to reduce your taxable income. One of the most effective methods, often overlooked, is making personal contributions to your superannuation. This isn't just about investing in your future; it's also about securing a valuable tax break right now.

Forget clipping coupons or hunting for obscure deals. Imagine simply doing your regular grocery shopping and watching your money grow. That's the power of Grow My Money. We've shown members like Woolworths how easy it is to earn real cashback – she pocketed $57 in just six months! But here's where it gets truly exciting: that cashback isn't just a one-off saving. It's a seed you can plant. By consistently putting those earnings into a savings account or even your superannuation, you unlock the incredible force of compounding interest. What seems like a few dollars back each week can snowball into hundreds, even thousands, over time. Your everyday spending transforms into a powerful wealth-building tool, helping your money work harder for you, effortlessly

In today's world, saving money and managing finances are becoming increasingly important. One way to help achieve these goals is to use a cashback app, such as Grow My Money.

In today's world, where every penny counts and smart shopping is no longer just a hobby but a necessity, cashback programs have become a go-to for savvy consumers.

Interest rates have a direct correlation on the volume of home loan repayments, making a significant impact to the overall cost of homeownership.

For many people, buying a home is one of the biggest financial decisions ever. In Australia, the government offers several programs to help make homeownership more attainable for first-time buyers and low-income individuals.

As we move into a new year, many of us are thinking about our goals and resolutions for the year ahead. If you're looking to improve your long-term financial situation, there are a couple of areas to focus on: your mortgage and superannuation.

Paying down your mortgage can be daunting, but it doesn’t have to be. With the right strategies and tools, you could pay your mortgage off quicker and save thousands in interest payments. This blog post will explore seven easy hacks to help you quickly and efficiently reduce debt.

💰 As seen on Channel 7! 💰 Savvy shoppers are making their money work harder — and Grow My Money is leading the way! While millions cash in on reward schemes, Grow My Money goes further by depositing your savings straight into your super and helping you earn compound interest. It’s smart, simple, and supercharged for your future!

As the end of the financial year (EOFY) approaches, it's an excellent time to consider smart strategies to reduce your taxable income. One of the most effective methods, often overlooked, is making personal contributions to your superannuation. This isn't just about investing in your future; it's also about securing a valuable tax break right now.

Superannuation is a crucial part of planning for retirement. Whether you work for a company or are self-employed, it's never too late to start building up your super and maximising your retirement savings.

We’ve all heard of superannuation - the government-mandated retirement savings program allowing Australians to save money for retirement. But did you know that you can make voluntary contributions to your superannuation?

International Women's Day is celebrated on the 8th of March every year to honour the contributions of women in various fields and to raise awareness of the unique challenges women face.

Ladies, let's talk about something that affects each and every one of us - superannuation. The day-to-day challenges and responsibilities of life may sometimes make us overlook the significance of securing our financial future.

The gender super gap in retirement savings in Australia is a growing concern. Women are disadvantaged when it comes to superannuation savings, which impacts their quality of life in retirement.

The new financial year is the perfect time to take stock of your current financial situation and set yourself up for success in the year ahead. Whether you need to tidy up paperwork, reassess your portfolio, or deal with outstanding issues, there are several steps you can take to ensure your finances are in order. In this blog post, we'll outline ways to start the financial year strong and provide insights on how Grow My Money can help you achieve financial success.

On October 19, 2025, Grow My Money Cashback program, powered by Finder, celebrates six years of helping Australians make smarter financial decisions by turning everyday spending into meaningful savings. Since its launch in 2019, the platform has evolved from a simple idea into a powerful tool used by thousands to grow their super, reduce debt, and invest. Backed by Finder’s trusted reputation and driven by principles of transparency, empowerment, and trust, Grow My Money has partnered with major retailers like Woolworths, Apple, and Virgin Australia, as well as financial platforms like Kraken and Moomoo, to offer cashback opportunities that build long-term wealth. As it enters its seventh year, the platform continues to expand its impact, aiming to turn rising living costs into opportunities for financial resilience - proving that smarter money management doesn’t have to be complicated.

Australians are increasingly seeking smart ways to cut expenses and while we previously posted on 7 ways to save money, there are other ways you can combat the rising cost of living increase. We talk to Finder’s Sarah Megginson, whose life’s purpose is to help people use money smarter. Sarah gives us 9 practical money-saving strategies tailored to 2025:

The back-to-school season is more than just new books and uniforms—it’s also the perfect time to invest in quality footwear for your kids. With Grow My Money, you can shop smarter and stretch your dollar further by earning cashback while shopping for school shoes from trusted brands like Shoes & Sox, Clarks, and Volley. Buying school essentials while contributing to your mortgage or superannuation - what’s not to love!

It’s time to dive into the latest updates shaping Australia’s economy. Whether you're wondering about the housing market, credit card trends, or how Aussies are spending their cash, we’ve got all the details. Let’s unpack it.