![about us hero](https://cdn.sanity.io/images/lgq6qkjl/production/f36073d719db7be004933d54f105a0c8b0fba7c6-990x738.png?auto=format&fit=max&q=75&w=600)
Accelerating your growth
Empowering everyday Australians to build a better financial future
WHO IS GROW MY MONEY?
We help you find financial freedom
Grow My Money is at the forefront of financial innovation, providing everyday Australians with a simple way to save and invest.
Our platform means you turn your shopping into cashback towards your mortgage repayments or superannuation contributions. 1000+ of Australia's leading brands pay you cashback every time you shop online or in-store.
Previously known as Super-Rewards, we were Australia's most rewarding and industry-recognised super cashback program. Now we've diversified into home loan repayments, to help you focus on life’s other most important asset.
![Grow My Money team](https://cdn.sanity.io/images/lgq6qkjl/production/4f8c84fdc1d9f5e9e6a8be27489f997a78ce086b-2344x2200.png?auto=format&fit=max&q=75&w=650)
GROW MY MONEY: OUR STORY
Bridging the gender money gap
Our story started in 2019, when Pascale Helyar-Moray founded Super-Rewards as a solution to help solve the gender superannuation gap. Over the course of the next few years, the company enjoyed exponential retailer growth, multiple awards and partnerships with some of the country's leading super funds. These successes helped establish Super-Rewards as Australia’s most rewarding and industry-recognised superannuation cashback program.
![Grow My Money team](https://cdn.sanity.io/images/lgq6qkjl/production/0fd775d04ac47c19b6826a29d0bb230eb83df7cc-586x550.png?auto=format&fit=max&q=75&w=586)
THE SUPERANNUATION - AND MONEY - PROBLEM
Overcoming an uncertain future
Financial insecurity affects Australians more than they admit. Many women and men retire into poverty due to unpaid family responsibilities, varied life expectancies and workforce participation. While Super-Rewards was created to help overcome the gender super gap, the recent combination of cost of living pressures and interest rates has accelerated a different kind of gender finance problem - the gender mortgage gap.
![Grow My Money team](https://cdn.sanity.io/images/lgq6qkjl/production/e11179a0dadb3c700679ba82ca363c259a8e81db-586x550.png?auto=format&fit=max&q=75&w=586)
OUR SOLUTION
Make your money multiply
Grow My Money is a shopping platform that rewards consumers with cashback into their mortgage or superannuation. The more you shop with Grow My Money retailers, either in-store or online, the more you contribute to your mortgage or super. With the power of compound interest, every cashback contribution counts - and can become worth so much more over the long term.
![Grow My Money team](https://cdn.sanity.io/images/lgq6qkjl/production/e2105b7bde4adae5729c640c2d638c7666830e26-586x550.png?auto=format&fit=max&q=75&w=586)
OUR COMMITMENT
Building a better financial future
We are committed to helping you and the rest of Australia build a better financial future. With our experience, partnerships, and dedication, we support you on your journey towards financial wellbeing. Join Grow My Money today and start building the future you deserve.
![Kelly Elphinstone](https://cdn.sanity.io/images/lgq6qkjl/production/e12ffb581f837e67a10575b466ab8bea5ff02e30-1520x1520.png?auto=format&fit=max&q=75&w=400)
Kelly Elphinstone
Interim CEO
Our dynamic Kelly Elphinstone is a powerhouse in the business world, with an impressive portfolio spanning multiple industries. With over a decade of experience in various leadership roles, including executive director at Elphinstone Group, Kelly brings a wealth of expertise to her role as Interim CEO at Grow My Money. Her leadership, strategic thinking, and commitment to excellence have garnered her widespread recognition in the business community and beyond.
![Pascale Helyar-Moray OAM](https://cdn.sanity.io/images/lgq6qkjl/production/6b25c0e51b69d9e6cf6b3762c9db5fba6fa6acd5-720x720.webp?auto=format&fit=max&q=75&w=400)
Pascale Helyar-Moray OAM
Founder and Executive Director of Strategy, Innovation & Management
Pascale is an inspiring leader and the face of Grow My Money. She has over 25 years of experience in finance, working for big names like JP Morgan Asset Management and BT Financial Group. This dynamic mother of three also serves as a Virtual Expert in Residence for the NSW Government. She has founded two successful organisations and continues to motivate others to strive for excellence each day. In recognition of her service to business and women's affairs, Pascale was awarded the Medal of the Order of Australia (OAM) in 2024.
![Kelly Elphinstone](https://cdn.sanity.io/images/lgq6qkjl/production/f1228f6e094f7a6a266ff8ed5e977c4a7cfceff3-1520x1520.png?auto=format&fit=max&q=75&w=400)
Kylie Osgood
Executive Director of Operations, Finance & Technology
Kylie is an experienced company executive and director with a proven track record of influencing business success through development, implementation and leadership of high-impact strategy. Drawing from her 25+ years experience across financial accounting, HR, compliance and operational risk management, technology oversight, legal and investment operations at influential financial services institutions such as Tribeca Investment Partners, Macquarie Bank and Colonial First State, she is cool under pressure and excels at keeping things real.
![Sharen Steel Page](https://cdn.sanity.io/images/lgq6qkjl/production/bc5b977d3879016ced8500b2780755d2f3d885a6-1520x1520.png?auto=format&fit=max&q=75&w=400)
Sharen Steel-Page
Senior Operations Manager
Sharen brings a truly extraordinary approach to problem-solving, an unwavering determination and a positive attitude, coupled with strong capabilities in getting results. Not one to be deterred by life’s obstacles, she proudly wears her Senior Operations Manager hat with determination. Her superpower? Refusing to let any challenge stand in her way.
![Simon Chen](https://cdn.sanity.io/images/lgq6qkjl/production/6fd6a2f6aeb705f17a9ff55d505a0d6b767e26fc-1520x1520.png?auto=format&fit=max&q=75&w=400)
Simon Chen
Senior Developer
Meet Simon Chen, our brilliant Senior Developer. Simon has extensive experience in software engineering, web development, and Java, he is a true expert in his field and a valuable member of our team. Working on a range of projects from backend services to web applications. He excels in adapting to different technologies with the ability to independently research and quickly solve problems.